In a volatile market, timing is everything. Our Equity Margin Loan is a sophisticated financial tool designed for savvy investors who want to capitalize on emerging investment opportunities without depleting their liquid reserves.
By leveraging this specialized form of credit, you can effectively multiply your buying power and respond to market movements with total precision.
Through this facility, Peach Financial provides a powerful 65% financing balance for your stock purchases, requiring only a 35% equity contribution from you. This allows you to scale your portfolio aggressively while we handle the heavy lifting of the capital requirement. Furthermore, this balanced approach ensures that your investment strategy remains dynamic and well-funded.
This 65/35 structure allows you to control a larger market position while maintaining your personal cash flow for other strategic moves.
Consequently, you gain the freedom to diversify your holdings and strengthen your financial standing without the need to liquidate your existing assets at an inopportune time.
Lender: Peach Financial Services Limited
Application Fee: Ten Thousand Naira Only (N10,000.00) Non-Refundable
Available Fund: Three Billion Naira Only (N3,000,000,000)
Product: Equity Margin Loan
Currency: Naira
Interest Rate: Twenty-two per cent (22%) Flat Bi-annum, subject to changes in line with money market conditions.
Fees & Commission: A one percent (1%) management fee is payable upfront.
Tenor: Bi annual (every 6 months)
Repayment Source: Repayment shall be tied to the obligor’s cash flow or share sales proceeds
Repayment Mode: Bullet repayment of both principal and interest
Maximum Available Fund Per Client: One Hundred Million Naira Only (N100,000,000.00)
Minimum Available Fund Per Client: One Million Naira Only (N1,000,000.00)
The product is for all levels of clients, both existing and prospective clients, with at least one year of effective experience in the line of business.
The loan is designed to provide financing to clients who manage seasonal demand or fund growth without selling inventory at a discount.
Interest compounds monthly. Interest charges will accrue in the client’s account every month
Get Appointment
Monday - Friday: 9AM - 07PM
Toll Free: +234 816 455 8300
Email: info@peachfinancial.ng
1A Aiyetigbo Street, Isheri North GRA Estate off Channels TV Road, Opic Estate, Lagos State.