About Inventory Finance Loan

An inventory finance loan is a secured loan or line of credit where a business uses its inventory (such as finished goods, raw materials, etc.) as collateral to obtain funds for purchasing more inventory from Peach Financial Services Limited. This type of loan allows businesses, especially in retail or manufacturing, to use their assets as working capital, helping them maintain cash flow, manage seasonal demand, or fund growth without selling inventory at a discount. If the business defaults, Peach Financial Services Limited can seize the inventory to recover the debt. 

Product Information

APPLICATION FEE
Ten Thousand Naira Only (N10,000.00) Non-Refundable

AVAILABLE FUND
Three Billion Naira Only (N3,000,000,000)

PRODUCT
Inventory Finance Loan

CURRENCY
Naira

INTEREST RATE
Four per cent (4%) Flat monthly, subject to changes in line with money market conditions.

FEES AND COMMISSION
A one percent (1%) management fee is payable upfront.

TENOR
365days

CLEAN UP CYCLE
0-3 months

REPAYMENT SOURCE
Repayment shall be tied to the business’s cash flow

REPAYMENT MODE
Monthly repayment of both principal and interest

MAXIMUM AVAILABLE FUND PER CLIENT
One Hundred Million Naira Only (N100,000,000.00)

MINIMUM AVAILABLE FUND PER CLIENT
One Million Naira Only (N1,000,000.00)

  • The product is for all levels of clients, both existing and prospective clients, with at least one year of effective experience in the line of business.

  • The loan is designed to provide financing to clients who manage seasonal demand or fund growth without selling inventory at a discount.

  • Interest compounds monthly. Interest charges will accrue in the client’s account every month

Get Appointment

Get A Personal Consultation

Opening Hours

Monday - Friday: 9AM - 07PM 

Call Details
Contact Info

1A Aiyetigbo Street, Isheri North GRA Estate off Channels TV Road, Opic Estate, Lagos State.