Our business loans are open to new and existing clients with at least one year of operating experience in their line of business.

Most of our loans range from ₦1,000,000 to ₦100,000,000 per client, depending on the product and your business's repayment capacity.

Interest rates vary by product and are subject to market conditions. Our Business Support, Invoice & LPO Financing, and Inventory Finance products attract a rate of 4% flat per month, while Equity Margin Loans carry a rate of 22% flat per six-month period. All loans attract a non-refundable application fee of N10,000 and a 1% upfront management fee. A comprehensive breakdown of all applicable charges will be clearly detailed in your offer letter prior to final execution.

Security requirements differs by product type. Our Business Support and Personal Loan require collateral valued at 150% of the principal facility, held securely with Peach Financial Services until full repayment. Invoice & LPO Financing is backed by the underlying purchase order or invoice itself, supported by an irrevocable domiciliation letter for contract proceeds. Security structures can vary based on individual transaction details. Please speak with our credit advisory team to confirm the exact security requirements for your application.

Tenors run up to 365 days for most products, with monthly or end-of-term repayment depending on the product. Repayments are usually tied to your business cash flow or the proceeds of the contract being financed.

Please speak to our team about early repayment on your specific facility. The terms are set out in your offer letter.

Requirements vary by product. Once you apply, our team will send you the checklist for your loan type.

Turnaround depends on the product and how quickly your documents are complete. Our team will give you a timeline when you apply.

Apply online through our Apply Now page, call +234 816 455 8300, or email info@peachfinancial.ng. Our team will guide you through the next steps.